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Post Office: Personal Loan reviews

Name: Personal Loan
Rating: 4.31 (176 reviews)

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4.01

Based on 176 reviews, last reviewed 19th Apr 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

10%

14%

Latest highest rating:

4

Sceptical after reading reviews I went onto a comparison site and applied for the post office as i believed them to be reputable and it seemed very straight forward. I signed my agre... Read more Reviewed on: 20th April 2022

Latest lowest rating:

1

Terrible worst experience ever from a post office mo... Terrible worst experience ever from a post office money loan Reviewed on: 19th April 2024

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About this product

Post Office personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Post Office personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Post Office personal loan, we'd love you to write a quick review too.

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Post Office Personal Loan reviews (176)

Honest and fair lending

Very open, very honest and great rates. I'd happily recommend the Post Office to anyone :) Reviewed on: 10th March 2022

Great service

Applied online got a decision and the money was in my account. All very easy and straightforward Reviewed on: 10th March 2022

Easy and Quick!!

Once easily applying, the personal loan was agreed quick!! And the money was in bank within minutes. Would highly recommend!! Reviewed on: 10th March 2022

So quick and easy

Great service, very easy to arrange and extremely helpful staff. I will use them again Reviewed on: 10th March 2022

Easy to manage

Good overall experience, was very easy to apply and manage Reviewed on: 10th March 2022

Reccommend

Quick service, clear T&C’s, recommended! Reviewed on: 10th March 2022

Rob dogs! Avoid at all costs!

They're an absolute joke! 3.9% was the representative figure I was given for the loam which by the time they'd done a hard search in spite of my decent income and perfect rating had shot up to 17.5%! I never would have gone for it had I known there would have been such a huge gap! Dishonest and roguish!! Never again!! Reviewed on: 21st February 2022

Worst place to take s chance with pls avoid

My first time in need of a small 7.5k loan for home improvement earning over 70k my credit rating was fine had never had any issues on my file but these dodgy nob heads rejected me based on what no explanation with now left with a effected file. Reviewed on: 16th February 2022

Terrible, Avoid, Unprofessional

Applied for a personal loan, was told I'd had been successful and the underwriters were to release the funds. They were then cancelled at the last minute. Was given no explanation,but was urged to appeal against the Iast minute cancellation. I suspect that because on the exact same day the Bank of England raised interest rates they pulled the plug on the loan and were urging me to appeal so that they could charge me a higher rate of interest. I used Halifax in the end. Reviewed on: 6th February 2022

Waste of 2 weeks

I have a perfect credit score on Experian of 999. I have never defaulted on any form of payment, whether it be a mortgage payment, car, phone, utilities etc. I have never used an overdraft on any bank account, past or present. I was provisionally accepted for a 2.8% personal loan by The Post Office Loans. After a long and tedious procedure of sending over supporting documents to confirm my identify, bank statements, proof of address I had heard nothing from them 2 weeks after starting the application. When I contacted them on the 14th day I was told I was not accepted for the loan and I would not be given a reason as to why. I don’t know how I could of improved my credit history anymore than it currently it is. Post Office Loans are a disgrace. Avoid. Reviewed on: 3rd February 2022

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