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Prosper: Investment accounts reviews

4.79
Based on 405 reviews, last reviewed 6th Aug 2025
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Latest highest rating:

5

Easy to use, great investment terms. Easy to use, great investment terms. Still testing Reviewed on: 6th August 2025
Oscar G's avatar
Oscar G

Latest lowest rating:

1

Not easy to work with Unresponsive customer service. Slow order placement in SIPP. App issues that are ignored. I have very low confidence in them, which is a shame as they... Read more Reviewed on: 19th April 2025
Paulo's avatar
Paulo

About this product

Prosper offer general investment accounts (GIAs).

Prosper GIAs have no contribution limits, they are free to open and you can move money in and out easily via the app. Prosper refund fees on 30 funds from the best-known asset managers around the world.

Prosper GIA reviews help you find out what it’s really like to be a customer. If you’ve used Prosper before, you can also leave a review and share your experience.

Prosper Investment accounts reviews (405)

Review of the Prosper, Investment accounts:

Prosper is an incredibly easy application to use tha...

5
Prosper is an incredibly easy application to use that provides a wide range of money investment options. Allowing me to control my assets with ease. Reviewed on: 27th March 2025

It was super easy to set up and the clarity of my in...

5
It was super easy to set up and the clarity of my investments is crystal clear unlike some others. The App is excellent and informative. Quite simply I trust these guys with my money. Reviewed on: 21st March 2025

Very easy to open, and view account on app.

5
Very easy to open, and view account on app. Competitive rates. Reviewed on: 21st March 2025

Very good platform, good customer service.

5
Very good platform, good customer service. Reviewed on: 21st March 2025

Moved all my money across after Vanguard raised fees.

5
Moved all my money across after Vanguard raised fees. It's a no brainer, I get charged no fees on the basic funds that I was already investing into anyway, and still comes out cheaper if I do want to invest in different funds that aren't free. Transfering out from Vanguard was pretty simple too, they handled everything! Super happy Reviewed on: 21st March 2025

Only started using recently, but simple to register...

5
Only started using recently, but simple to register and use, good app. Reviewed on: 21st March 2025

Good range of products and great customer service!

5
I have been using prosper for over a year now. The choice of investment options is excellent, and the customer service is fast and easily accessible (real people too!). They walked me through the ISA transfer process and were available for any query I had. I have recommended Prosper to all of my family and friends. Reviewed on: 21st March 2025

Always kept well informed.

5
Always kept well informed. Customers tried with dignity. Very competitive interest rates. Reviewed on: 21st March 2025

I had a bad start (my fault no doubt) but it was all...

4
I had a bad start (my fault no doubt) but it was all sorted out satisfactorily and I got good customer services. Well done Rohan. Reviewed on: 21st March 2025

Prosper offers interest rates not available elsewher...

4
Prosper offers interest rates not available elsewhere, and they even gave me a free financial planning session with a fantastic consultant. Highly recommend. Reviewed on: 21st March 2025

No fees, but also no customer service

2
Opened savings account that went smoothly but isn't intuitive. I have spent the last month trying to open an S&S ISA which still hadn't happened. The one I have to transfer in isn't on their list and it said to fill in a form but didn't link it. Their chatbot said they don't have a form. I managed to get a digital form from customer service but it has a problem which I have contacted customer service twice but 2 weeks later still no call back. My ISA will be going somewhere else as will my future business, unfortuntely no fees is good but not worth it in this case. Reviewed on: 21st March 2025
Reply from Prosper Hi HM, Thank you for sharing your feedback. We’re glad to hear your savings account setup went smoothly, though we understand your frustration with the ISA transfer process and communication delays. We’re currently improving the clarity of our transfer options and digital forms to make this experience simpler and more reliable. If you’re still open to resolving this, please get in touch with us at [email protected] so we can review your case directly and ensure the issue is addressed promptly. Response date: 23rd October 2025
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