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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Amazing

5
Amazing APR , easy to control , best ever I got Reviewed on: 5th April 2023

RateSetter support

5
RateSetter were able to give me several loans and on each occasion the application was dealt with quickly and professionally. It was also easy to contact them when necessary and nice to have positive acknowledgment when the loan was repaid. Reviewed on: 5th April 2023

Can not fault them

5
Easy to use, quick responses, had no issues with them. Would definitely recommend to friends and family Reviewed on: 5th April 2023

Boiler loan

4
Needed money for a boiler... applied to ratesetter Had what I needed within the hour... would definitely their service again.... Reviewed on: 5th April 2023

Clear

5
Easy to apply and they show you clearly how much you'll pay total over the term. Reviewed on: 5th April 2023

Great service

5
Helpful staff, easy to review through online account and no unnecessary marketing emails! Reviewed on: 5th April 2023

Helped my dream become a reality

5
I applied to Rate setter just after the last National lockdown I was really doen . I wanted something to help make me smile and enjoy life again, so I decided one life and looked at getting my dream car. I applied and had a decision very quickly. My repayment were very reasonable and everything was made clear to me. I would fully recommend Ratesetter to anyone and would definitely use them again. Reviewed on: 5th April 2023

the best

5
very fast and smooth, rate was very good, Reviewed on: 5th April 2023

Mr Arnauld

5
The best help line service and for loan Reviewed on: 5th April 2023

FAST PROCESS

5
I have used the service for a loan last year ,couldn't be more happy with the whole process . The money came in my bank account same day and the whole process was really easy . Reviewed on: 5th April 2023

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