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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Quick fair easy

5
Although I took a personal loan it was for a car I just wanted the money before I went shopping for car so I knew what I had to spend. Rate was good and application super easy and fast decision too. Online account also good just need an app now so I don’t have to remember what they are called. Reviewed on: 5th April 2023

Great company

5
Fast efficient and effortless. Does what it says it would do. Reviewed on: 5th April 2023

Voting

5
I am really appreciate,that i got a loan.The company helped me to get it without difficulties. I got all information needed. Reviewed on: 5th April 2023

Great value

5
Great value for money loans, easy to apply and keep track of repayments. Reviewed on: 5th April 2023

Excellent loan provider

5
Ratesetter is an excellent provider for small short term loans. They have a simple application process and easy to navigate Web site. Reviewed on: 5th April 2023

Fixed Rate Loan

5
Loan arranged with ease and a very good fixed rate. Reviewed on: 5th April 2023

Great Service

5
Great and easy service, cash in bank when I needed it. Would highly recommend Reviewed on: 5th April 2023

RateSetter the TRENDSETTER

5
One of the best companies I’ve used in a long time…Their online facilities are second to none…I would certainly recommend them to friends and family..Well done RateSetter…I would come back to you every time.. Reviewed on: 5th April 2023

Bathroom upgrade

5
Needed a quick loan to replace my bathroom Reviewed on: 5th April 2023

Fast and responsible

5
responsible lenders, gave me a great rate depending on credit score and funds were in my account within a couple of days. Application was an easy process and I am able to keep track of my loan whenever I need on the website, as well as make payments towards my loan. Reviewed on: 5th April 2023

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