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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Easy application

5
Great loan with good APR. It's a shame about the setup fee but still works out better than another product. Reviewed on: 6th April 2023

Super easy!

5
All online. No none sense. So easy!! Reviewed on: 6th April 2023

Fantastic

5
Very professional, absolutely no problems with this company at all. I would definitely recommend them. I haven’t had cause to get in touch directly with them but my experience with them has been extremely positive and I would use them again if ever the need arose. Reviewed on: 6th April 2023

Very reliable

5
They are reliable always accurate. When I need I will choose them again and again. Reviewed on: 6th April 2023

Very cool and easy to use

5
Life saver and would go back all the time Reviewed on: 6th April 2023

The best available in the market

5
I have been looking to take a personal loan for a medical treatment I needed to improve my psychological health, I was looking everywhere including loan providers I have used frequently in the past and none of them have been able to offer me a loan at better rates than Ratesetter, thank you! Thanks to you I am happy. Reviewed on: 6th April 2023

Great company

5
Great service, great company :) Reviewed on: 6th April 2023

Rate setter

5
Excellent service quick and easy less paperwork. Easy to manage ur account. Reviewed on: 6th April 2023

Loans

5
Really happy with these as a loan company and sorted it out the same day. Would highly recommend using this company when wanting a loan ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 6th April 2023

Amazing experience!

5
Had such an easy and straightforward experience with Ratesetter when looking for a loan to get my new car. Honestly would recommend to friends and family. Lovely staff, friendly and provided great advise ! Thank you Reviewed on: 6th April 2023

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