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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 676 reviews, last reviewed 17th Feb 2026
16100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

5

great rates and service, recommend great rates and service, recommend Reviewed on: 17th February 2026
Simon's avatar
Simon

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (676)

95 day excellent

5
The 95 day account has been very safe and easy to use Reviewed on: 28th January 2026

Responsive and competitive

5
Responsive customer service and simple to use online. Products competitive too. Reviewed on: 28th January 2026

Happy savings

5
Easy bank to deal with, good communications and competitive savings rates. Reviewed on: 28th January 2026

Reliable and Trustworthy

5
Bright, welcoming website, simple to follow links and an excellent app made opening and running my account simple. The app seems to work perfectly every time and makes keeping an eye on my finances easy. Reviewed on: 28th January 2026

SORTED THINGS OUT AND PUT THINGS RIGHT, RIGHT AWAY

5
WITHDREW ALL MONEY FROM 95 DAY NOTICE ACCOUNT BUT INTEREST WOULD THEN BE PAID ON MATURITY OF THE ACCOUNT IN JULY 2026?HOW CAN THE INTEREST BE KEPT IN THE ACCOUNT UNTIL JULY 2026???BANK RESOLVED THIS STUPIDITY ON DAY I HAD QUERIED THE ANNOMALLY Reviewed on: 28th January 2026

Fist class

5
Good notification of rate changes. When rate goes up instant change. Withdrawals paid on time. Reviewed on: 28th January 2026

Easy to open and manage online, range of products an...

4
Easy to open and manage online, range of products and services Reviewed on: 28th January 2026

fantastic rates and very easy to open account

5
fantastic rates and very easy to open account Reviewed on: 28th January 2026

Easy to set up, online functionality is great

5
Easy to set up, online functionality is great Reviewed on: 28th January 2026

I'm super impressed and will continue to use.

5
I'm super impressed and will continue to use. Great interest rates Reviewed on: 27th January 2026

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