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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

47% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (944)

The extra interest on the notice account helped

The extra interest on the notice account meant i could plan aghead and gain extra income at the same time. Reviewed on: 12th February 2026

So easy to set up and superb interest rates.

So easy to set up and superb interest rates...no constant emails teying to upsell...no complaints Reviewed on: 12th February 2026

Customer Focus

Always helpful, resolve issue first timewith empethy. Reviewed on: 7th February 2026

The website gives clear fair and transparent terms.

The website gives clear and transparent terms of account management, and not only gives plenty of notice (over 95 days) of any reduction in interest rates, but also increases in rates are applied immediately. Reviewed on: 6th February 2026

It was easy to set up and gives a good return on my...

It was easy to set up and gives a good return on my investment Reviewed on: 6th February 2026

Good rates

RCI offers a good short term saving rate and they even increased my rate recently. In the present climate, that is good. Reviewed on: 6th February 2026

A good home for your savings easy to access

A good home for your savings easy to access Reviewed on: 5th February 2026

Easy Power of Attorney setup.

Easy Power of Attorney setup. I have opened many bank accounts as a PoA for my Mum and it is always a pain (or in some cases impossible!), RCI were very helpful and had a decent process for authenticating both myself and my Mum Reviewed on: 5th February 2026

Competitive interest rates - no fuss app

Very competitive interest rates with an easy to use app. Reviewed on: 4th February 2026

Just received notification of INCREASE in my interes...

Just received notification of INCREASE in my interest rate. Every other Bank has decreased my interest rate. Shocking! I will invest more money with RCI BANK Reviewed on: 4th February 2026

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