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RCI Bank: 95 Day Notice Account reviews

4.85
Based on 505 reviews, last reviewed 30th May 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive Rates The rates are very competitive and the app is easy to use. I like the fact you can see the date your account matures. Reviewed on: 30th May 2025
Stuart 's avatar
Stuart

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (505)

Clear and simple to set up and administer.

5
Clear and simple to set up and administer. Proactive communication thereafter. Reviewed on: 11th March 2025

Always polite and helpful on the phone.

5
Always polite and helpful on the phone.. Good rate of interest on my Savings account. Reviewed on: 10th March 2025

Like app and log in

4
Like app and log in. Interest rates are good. I feel my money safe with you. Most important thing is the interest rate and whether I’m getting sufficient. Reviewed on: 10th March 2025

Really good rate of interest.

4
Really good rate of interest, best I could find. Reviewed on: 10th March 2025

On the notice accounts when I draw down to statement...

5
On the notice accounts when I draw down to statement/transaction it shows the future withdrawals as well Reviewed on: 10th March 2025

Satisfactory Account

5
Very straightforward to set up and manage an account. No problems or issues encountered to date. A little disappointed with the drop in interest rate but RCI are not alone in doing so and reducing rates . Reviewed on: 10th March 2025

5 Star Business ...

5
I found RCI sometime ago, I invested with the reassurance that they are trusted, safe and guaranteed. Interest payments are punctual and are higher rates than most of the others. interaction and the app is superb. Five stars all around. I trust RCI wholly,Thankyou. Reviewed on: 10th March 2025

Good end to end experience

5
Good end to end experience. Very good comms. Reviewed on: 10th March 2025

RCI Bank is honest and the website works perfectly

5
Of all the savings banks I have ever used RCI Bank is the best. Here's why. 1. The website is beautifully designed and so easy to use. Compared with other websites it's a dream. 2. Understanding how much interest I have earned works perfectly. I keep a spreadsheet that calculates interest earned on a daily basis. In the 95 Day notice account which has been open for 4 years there's only been 1 month when it was more than a penny out. The savings account has been open since 2016. There have been 2 months when it was more than a few pence out Reviewed on: 10th March 2025

Great customer service, accessible and friendly.

5
Great customer service, accessible and friendly. Good rates and excellent communication. They feel a very competent trustworthy outfit. Transfers in and out are easy and quick. Reviewed on: 10th March 2025

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