Write a review

Go to business site

RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.88 (678 reviews)

View other RCI Bank products

4.88

Based on 678 reviews, last reviewed 19th Feb 2026

16300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

Visit provider site Read all reviews See your review

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Good website and useful information and advice

Good website and useful information and advice Reviewed on: 8th April 2025

Best bank I have dealt with all queries answered str...

Best bank I have dealt with all queries answered straight away Reviewed on: 10th March 2025

Refer to FCA

Deposit transferred through Faster Payment System to their HSBC bank according to instructions but no contact from RCI to confirm receipt. Their website is closed! Forced to start claim through Financial Conduct Authority. Reviewed on: 7th January 2025

the 95 days notice account

The transaction is very fast and efficiency. I join the 95 days notice account. This account is quite high interest rate. But I don't know when I withdraw money from my account. Do I have any interest during the 95 notice days. I attempted to ask the customer service via e mail but no response from their replied e mail Reviewed on: 20th December 2024

Service

Update 17th December 2022 - money has now arrived Reviewed on: 16th December 2022

NO COMMUNICATION!!!!

This bank in inept and should not be in this business. Cant withdraw or close account via web and nobody answers the phone or responds to email. I shall have to call the Chairman and put a rocket up his rear end. Absolutely USELESS Reviewed on: 16th November 2022

Reply from RCI Bank Hi Jonathan, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes!” Response date: 17th November 2022

Answer the phone

Sent a cheque to open a fixed term account cheque not banked and have spent the last four days trying to speak to someone have waited over an hour on hold several times before giving up about to close the account as deposit period is about to elaspe thank god Reviewed on: 15th November 2022

Reply from RCI Bank Hi Howard, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes! Response date: 17th November 2022

Genuine bank

A bank that thinks about it's savers not like nationwide building society of which I am a member also. Reviewed on: 7th March 2022

always get excellent service

very competitive interest rate staff very helpful Reviewed on: 7th March 2022

proficiently and professionally

Oh, so easy to operate financially. Nice and clear and very secure online account. would highly recommend RCI. Reviewed on: 6th March 2022

Excellent service from RCI

Mt wife and I have been with RCI for a number of years and never had any dispute whatsoever. Any discussions are clear and understandable even to a pair of geriatric 'over 80s. Reviewed on: 4th March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Childrens Savings Account
from The Cambridge Building Society 0.00 from 0 reviews
Savings
from Chetwood Bank 4.63 from 744 reviews
Savings
from Westcountry Savings and Loans 5.00 from 1 reviews

Want to see more from RCI Bank?

Fixed Term Savings Account
from RCI Bank 4.88 from 3028 reviews
Freedom Savings Account
from RCI Bank 4.88 from 9017 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub