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RCI Bank: 95 Day Notice Account reviews

4.87
Based on 664 reviews, last reviewed 3rd Feb 2026
14900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to open and good customer service Very easy to open and good customer service Reviewed on: 3rd February 2026
Kevin Taylor's avatar
Kevin Taylor

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (664)

Review of the RCI Bank, 95 Day Notice Account:

Fantastic

5
Rci bank offer great savings rates compared to high street banks lots of products available too great customer service as well highly recommend Reviewed on: 17th January 2022

Competitive rates of interest.

5
Competitive rates of interest. Easy to set withdrawal date. Plenty of notice on interest rate changes. Reviewed on: 29th January 2026

Good communication, easy to use service with competi...

5
Good communication, easy to use service with competitive rates. Reviewed on: 29th January 2026

Easy and quick service.

5
Easy and quick service. peace of mind with great interest each month Reviewed on: 29th January 2026

Easy to setup & use my accounts

5
I have found RCI bank accounts so easy to setup and manage. Reviewed on: 29th January 2026

Good rates good service easy online banking.

5
Good rates good service easy online banking., been with you from day one in UK banking. THANK. Reviewed on: 29th January 2026

I have three accounts with RCI bank a 95 day notice...

5
I have three accounts with RCI bank a 95 day notice account, a fixed term account and a freedom saver. They have all provided me with excellent interest rates. Whenever I have phoned customer service for advice they have always answered quickly and helped me with any queries. Reviewed on: 29th January 2026

Easy to deal with

5
Easy to deal with. Swift response time. It is a great improvement compared with my previous bank. Reviewed on: 29th January 2026

RCI have been great.

5
RCI have been great. They offer really good rates, and the website is easy to use. Reviewed on: 29th January 2026

Just a hassle free and simple bank to work with.

5
Just a hassle free and simple bank to work with. From the start it was as easy as falling off a log! And you're not pestered with unwanted email junk too! Reviewed on: 29th January 2026

Happy with service provided .

5
Happy with service provided .Easy to get update information on accounts either by app or desktop Reviewed on: 29th January 2026