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RCI Bank: 95 day notice account reviews

Name: 95 day notice account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 day notice account reviews (944)

Fantastic bank and excellent account, RCI Bank are a...

Fantastic bank and excellent account, RCI Bank are always giving good interest rates and keep everything secure, what more could you want! Thanks Reviewed on: 11th March 2025

Clear and transparent terms.

Clear and transparent terms and conditions, unambiguously laid out. Very competitive rate of interest. Crystal clear website for managing the account and clear timescales for transactions laid out for planning movements. Timely and clear notifications are communicated (e.g. necessary website or systems maintenance) so inconvenience is virtually non-existent. As such have vary rarely had to phone customer services for assistance. On the two occasions I have telephoned, the staff were friendly but still professional, extremely helpful and left no stone unturned in satisfaction. RCI Bank is an exemplary organisation amongst the wide field of providers. Reviewed on: 11th March 2025

Good interest rates compared to other banks

Good interest rates compared to other banks Reviewed on: 11th March 2025

Great customer service and very competitive saving r...

Great customer service and very competitive saving rates Reviewed on: 11th March 2025

Trustworthy, good communication.

Trustworthy, good communication. Reviewed on: 11th March 2025

I was recommended to use RCI to save and inheritanc...

I was recommended to use RCI to save and inheritance I had been gifted. The staff I've spoken.to since choosing RCI have been wonderful and helpful. Never pushy or overly eager to sell me the savings account. Reviewed on: 11th March 2025

Very competitive rates and great, professional custo...

Very competitive rates and great, professional customer service Reviewed on: 11th March 2025

We are having real problems regaining our change of...

We are having real problems regaining our change of address we do not seem to be getting an awful lot of help with this issue Reviewed on: 11th March 2025

Great online communications, easy account management...

Great online communications, easy account management and above all else great rates so you can see your savings grow. Reviewed on: 11th March 2025

Good communication.

Good communication with regular e-mails and account updates. I feel quite confident that my savings are being managed safely and well. Reviewed on: 11th March 2025

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