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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 832 reviews, last reviewed 17th Mar 2026
30200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I bank online and never have any problems. I bank online and never have any problems. Reviewed on: 17th March 2026
Chris B's avatar
Chris B

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (832)

RCI Bank - No Hassle

5
I have never needed to use customers service as the online system is second to none, money in and out in a jiffy. Reviewed on: 21st January 2022

Excellent service and quality product

5
Product well explained, account application and management with no complications. Am kept well informed re: deposits, updates and interest rates. Excellent customer service which promotes a sense of loyalty. Feel valued and appreciated as a customer. Reviewed on: 19th January 2022

Excellent customer service

5
Excellent customer service. Made to feel valued and appreciated as a customer. Encourages a sense of loyalty. Am kept well informed re: deposits, new rates and offers etc. Online account is secure , well informed and easy to navigate. Reviewed on: 19th January 2022

Good Value savings product.

5
This is a great savings product without tying up your money for long periods. The only drawback is if the Bank issues another 95 day product with a better rate of interest, it obviously takes the 95 days to change over so one needs to keep an eye out for rate changes. Reviewed on: 19th January 2022

Well satisfied.

5
Good interest and easy to deal with. Reviewed on: 19th January 2022

Fair and efficient banking

5
I trust RCI and like banking with them Reviewed on: 19th January 2022

Easy to set up and manage

5
The account offers a competitive rate of interest and notice term, is easy to set up and manage and is backed by friendly and excellent customer service staff. Reviewed on: 18th January 2022

Quality and service.

5
Been with RCI a number of years and have found them to be a quality company who offer good service and competitive rates. Thanks. Reviewed on: 18th January 2022

OK interest could be better

4
This is an easy bank to work with but like many banks the interest paid is not market leading. Reviewed on: 18th January 2022

Great product

5
Easy to set up, RCI provided all the necessary information in a clear and concise way. Good rate of interest. Reviewed on: 18th January 2022

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