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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,472 reviews, last reviewed 15th Mar 2026
92500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

very easy to set up and view account very easy to set up and view account Reviewed on: 15th March 2026
Jw's avatar
Jw

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3472)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Competitive rates

5
I find when I have phoned, the staff are very helpful, and the rates are competitive Reviewed on: 9th April 2025

Been with RCI for many years.

5
Been with RCI for many years now and the service is always first class. I had to withdraw money recently and it was in my bank the next day. Interest rates are always in the top tier and communication is excellent. Reviewed on: 9th April 2025

Efficient

5
I have found RCI bank to be very well organised,consumer friendly and they offer competitive products and services. Reviewed on: 9th April 2025

Very easy to save with and the app is easy...

5
Very easy to save with and the app is easy to use Reviewed on: 9th April 2025

Easy to set up

5
Transferring into the account was easy to set up but terms and conditions stopped my first transfer, a lower permit would have been better for me Reviewed on: 9th April 2025

Easy to bank with Have had excellent service

5
Easy to bank with Have had excellent service Reviewed on: 9th April 2025

Great product

5
Very easy to set up. No negatives so far. Reviewed on: 9th April 2025

Been with RCI for over 10 years.

5
Been with RCI for over 10 years - excellent in all ways. Reviewed on: 9th April 2025

Easy online access and great customer service

5
Easy online access and great customer service Reviewed on: 9th April 2025

A very happy banking customer

5
Great rates, great service, transparent, clear and simple processes, great communication. Reviewed on: 9th April 2025