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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,473 reviews, last reviewed 15th Mar 2026
92600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

A long term satisfied customer. Have been a saver with RCI for many years and always found internet app and customer service very good. Interest rates on their range of savings prod... Read more Reviewed on: 15th March 2026
Pamela W's avatar
Pamela W

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3473)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great Customer Service

5
Customer service is excellent, phones answered without waiting, helpful, personable staff. Reviewed on: 9th April 2025

Everything is excellent

4
Everything is excellent and the process is very simple. Reviewed on: 9th April 2025

All queries dealt with promptly

5
Always give plenty of notice when investments coming up for renewal. Also very helpful if you phone them Reviewed on: 9th April 2025

RCI Bank is always competitive with savings rates.

5
RCI Bank is always competitive with savings rates both for fixed term or instant access, no delays in withdrawals, and you are kept informed of any rate changes. Reassuring to know they are backed by their links to Renault. Reviewed on: 9th April 2025

Easy to use

4
Everything has been done via the app but all very easy to do. Reviewed on: 9th April 2025

Simple, transparent and competitive.

5
Simple, transparent and competitive. Reviewed on: 9th April 2025

Very good interest rate and easy to use online banki...

5
Very good interest rate and easy to use online banking website Reviewed on: 9th April 2025

Excellent service and products good customer telations

5
Excellent service and products good customer telations Reviewed on: 9th April 2025

Value for money

5
Always good interest rates. When they have to be put down plenty of notice given Reviewed on: 9th April 2025

I invest with them with confidence.

5
I have had a number of accounts of various types, for a number of years with RCI.. Their online UI is straightforward and easy to use. They are reliable and I invest with them with confidence. Reviewed on: 9th April 2025