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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
82% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

RCI Bank meets all my requirements.

5
RCI Bank meets all my requirements. Reviewed on: 10th April 2025

Never had any issue with RCI.

4
Never had any issue with RCI. Everything has worked for me so I can't really rate customer service as I've never had to contact them Reviewed on: 10th April 2025

Easy, pleasant experience

4
Ease of use and quick process. Good reporting and transparency. Reviewed on: 10th April 2025

Easy to open and understand .

5
Easy to open and understand .I am not good with computers but opening my account was very easy even for me and the interest rate is very good Reviewed on: 10th April 2025

Interest rate among market leaders

4
Smooth transition from previous Fixed Term Savings Account to another - lower interest, but still among market leaders. Reviewed on: 10th April 2025

Great Bank

5
Great products from a trusted company with very friendly and knowledgeable staff Reviewed on: 10th April 2025

Two year fixed rate with monthly interest.

5
Two year fixed rate with monthly interest. Got a good rate Reviewed on: 10th April 2025

Been a customer since the beginning due to the good...

5
Been a customer since the beginning due to the good service Reviewed on: 10th April 2025

Great product.

5
Great product. Very clear website. Easy to navigate between accounts. Reviewed on: 10th April 2025

Easy to use app money transferred quickly

5
Easy to use app money transferred quickly Reviewed on: 10th April 2025

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