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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

82% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good rates.

Good rates. Pays interest to a linked account every month. Ideal for us as we are pensioners and need income boosts. Reviewed on: 10th April 2025

Good saving rates and easy to open online

Good saving rates and easy to open online Reviewed on: 10th April 2025

Always good service and excellent communication.

Always good service and excellent communication. Reviewed on: 10th April 2025

No better place for your money!

I have been an RCI Bank customer for 3 years and have several fixed-rate bonds with them as well as a Freedom Savings Account. A friend who was very satisfied with their service and competitive interest rates recommended that I open an account with them. I have no hesitation in recommending them. Reviewed on: 10th April 2025

Been using RCI for fixed rate savings for a number o...

Been using RCI for fixed rate savings for a number of years. Easy to open new accounts, competitive interest rates and you are made to feel your money is secure. Reviewed on: 10th April 2025

Long time customer of the bank.

Long time customer of the bank. Products are clear to understand and straightforward to open. Interest rates usually competitive and consistent. Reviewed on: 10th April 2025

Very good bank for savings.

Competitive interest rates, varied range of products and good communication. The process for opening accounts is quick, easy and straightforward. Reviewed on: 10th April 2025

easy to contact, fair rates of interest

easy to contact, fair rates of interest Reviewed on: 10th April 2025

All transactions are conducted without any hassle.

All transactions are conducted without any hassle. Reviewed on: 10th April 2025

Impressed by interest rates, efficiency and communic...

Impressed by interest rates, efficiency and communication. Reviewed on: 10th April 2025

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