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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
82% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy and transparent banking, a bank that competes w...

4
Easy and transparent banking, a bank that competes with the rest Reviewed on: 10th April 2025

Excellent bank for long term savings

4
Easy to use online - Clear communications about changes that affect accounts Reviewed on: 10th April 2025

I only interacted with your bank thro' online banking.

4
I only interacted with your bank thro' online banking. Reviewed on: 10th April 2025

Thumbs up for RCI

5
RCI’s website is clear and easy to use. The interest rates are competitive. Reviewed on: 10th April 2025

Great rates .

5
Great rates Reviewed on: 10th April 2025

Easy to invest online

5
Good experience with talking to a human rather than A and easy to use website online banking Reviewed on: 10th April 2025

R C I bank runes smoothly no problems at all with th...

5
R C I bank runes smoothly no problems at all with them friendly staff good interest rate's for savers. Highly recommend them Reviewed on: 10th April 2025

Easy to use, good rates of interest

5
Easy to use, good rates of interest Reviewed on: 10th April 2025

Excellent customer service.

5
Excellent customer service. Excellent fixed term monthly income bonds Reviewed on: 10th April 2025

Everything has been easily done online.

5
Everything has been easily done online. Information is clear and easy to follow, do not actually need to contact customer service . Reviewed on: 10th April 2025

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