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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to set up and no hassle.

5
Easy to set up and no hassle. Informed of how my investment is progressing. Reviewed on: 11th April 2026

Good product, best interest rate at the time

5
Good product, best interest rate at the time Reviewed on: 11th April 2026

RCI is an excellent service and I feel so confident...

5
RCI is an excellent service and I feel so confident in leaving my savings here. The interest rates are highly competitive. I would definitely recommend this bank to family and friends Reviewed on: 11th April 2026

Simple and clear website, good rates

5
Simple and clear website, easy to use, good rates, clear communications, happy to recommend to friends and family Reviewed on: 11th April 2026

Great interest rates.

5
Great interest rates. Good customer service Reviewed on: 11th April 2026

A good overall savings bank experience

5
Although have not had a person to person interaction, I have found the online system very easy to use. All requests to move funds etc. have been dealt with promptly. Interest rates are usually competitive. Reviewed on: 11th April 2026

Online experience is good.

4
Online experience is good. And good rates. Reviewed on: 11th April 2026

easy to use website and app.

5
easy to use website and app. Good rates of interest. Reviewed on: 11th April 2026

Excellent Bank

5
Their fixed rate bonds give good interest rates. Contacting RCI is easy, and their agents are helpful and knowledgeable. I have been with them for many years. Reviewed on: 11th April 2026

At the moment RCI offer the best fixed term 2 year...

5
At the moment RCI offer the best fixed term 2 year bond...so a great investment, really good customer service, easy website. I have 2 other investments with RCI so this is not a one off! Reviewed on: 11th April 2026

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