Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

Excellent savings rates, easy to open the account.

5
Excellent savings rates, easy to open the account, great customer service. Highly recommended. Reviewed on: 29th January 2026

The call centre are excellent, the products are ver...

5
The call centre are excellent, the products are very competitive with other providers. Reviewed on: 29th January 2026

Easy to set up and great service

5
Easy to set up and great service Reviewed on: 29th January 2026

Only ever banked on the app, with an excellent exper...

5
Only ever banked on the app, with an excellent experience. Reviewed on: 29th January 2026

Very thorough and secure service.

5
Very thorough and secure service. Reviewed on: 29th January 2026

Great rates and service.

5
Great rates and service. Used them for a few investments and always been happy Reviewed on: 29th January 2026

Opening fixed rate account was easy.

5
Opening fixed rate account was easy. The interest rates were very competitive in the market Reviewed on: 29th January 2026

User friendly app.

4
User friendly app. Good interface ans simple to understand Reviewed on: 29th January 2026

Great rate.

5
Great rate. Great experience. Very happy Reviewed on: 29th January 2026

Always give fair interest rates.

5
Always give fair interest rates. Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9016 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products