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RCI Bank: Fixed Term Savings Account reviews

4.34
Based on 513 reviews, last reviewed 2nd Mar 2025
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
76%
See only 4 star reviews
15%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Easy peasy All straight forward and easy to open and manage Reviewed on: 2nd March 2025
Philip 's avatar
Philip

Latest lowest rating:

1

Very poor service RCIs total inability to manage my maturity instructions leading up to and after my fixed bond maturing has left me out of pocket. I can’t have been le... Read more Reviewed on: 23rd November 2023
Matt Russell's avatar
Matt Russell

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (513)

Good bank with good returns

5
The account was easy to set up and I can keep track of my savings online through a browser and their app. Reviewed on: 23rd January 2022

Easy to use online service

4
Receive prompts before expiry dates, everything clear online to use. Interests rates compare favourably with others. Reviewed on: 23rd January 2022

Great service

5
Nocomplaints,always very helpful Reviewed on: 23rd January 2022

Customer centre excellent. Know stuff. Quick ans

5
Answer quickly and resolve query with helpful way. Reviewed on: 22nd January 2022

customer service

5
Always very helpful when you speak to them over the telephone. their customer service is open seven days a week and always good. Reviewed on: 22nd January 2022

Good

5
Good easy bank to control online Reviewed on: 21st January 2022

best bank

5
best interest rates great service no hassle banking Reviewed on: 21st January 2022

Extremely accommodating

5
I opened this 3 year fixed interest account in July 2020 but during 2021 we needed to have some private medical procedures undertaken for my wife and some expensive private dental treatment for me. I contacted RCI to ask if there was any way I could break the 3-year agreement. They advised that in exceptional circumstances they could and outlined the evidence I would need to provide. I tried to plough on, but I was becoming a little anxious. So I compiled invoices and quotations and sent them to RCI Bank. Shortly afterwards I received a letter saying my request had been granted - but I knew that already, as when I checked my everyday current account - the money had already been transferred! Brilliant (and sensitive) service. Cliff Reviewed on: 21st January 2022

RCI great bank and service

5
I love the ase of the online service, easy to use and good rates. Reviewed on: 21st January 2022

Great service, great bank

5
Fixed term savings account, did exactly what it was supposed to and easy to transfer funds out again Reviewed on: 20th January 2022

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