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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (2918 reviews)

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4.88

Based on 2,918 reviews, last reviewed 30th Jan 2026

40700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent service - I would not hesitate recommendin... Excellent service - I would not hesitate recommending RCI Bank. Reviewed on: 30th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2918)

Good rates and simple use.

Good rates and simple use. Quick telephone overall a good service Reviewed on: 29th January 2026

It was the best fixed rate 3 year term available at...

It was the best fixed rate 3 year term available at the time and was very easy to set up Reviewed on: 29th January 2026

Good rates and very efficient website easy to naviga...

Good rates and very efficient website easy to navigate and fast and reliable Reviewed on: 29th January 2026

Helpful and Easy

easy to use and helpful when i need to speak to RCI Reviewed on: 29th January 2026

account set up

Easy to deal with great customer service Reviewed on: 29th January 2026

Discovered this bank when looking to make some inter...

Discovered this bank when looking to make some interest on my retirement fund. Offered great rates of interest . I opened a freedom savings and an 18 month fixed term account. I love the ease of transferring money from freedom account if I’ve needed too. No problem at all . Reviewed on: 29th January 2026

Good rates, easy to manage on the app

Good rates, easy to manage on the app Reviewed on: 29th January 2026

Simple, Straight Forward and No Fuss

No problems in opening a fixed term deposit account. Rarely had to telephone them as there was no need. Alerts from RCI when it was about to mature asking for a decision on where the money should be placed. Reviewed on: 29th January 2026

Easy to open the account.

Easy to open the account. Great interest rate. Reviewed on: 29th January 2026

Savings account

Easy to set up Good rates kept up to date Reviewed on: 29th January 2026

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