Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 2,913 reviews, last reviewed 30th Jan 2026
40200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have invested with RCI for many years and find the... I have invested with RCI for many years and find them an excellent home for my savings providing a monthly income Reviewed on: 30th January 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (2913)

Open, transparent and clear to see interest

5
Open, transparent and clear to see interest Good customer support Would recommend Reviewed on: 29th January 2026

very customer friendly service and good value for ma...

5
very customer friendly service and good value for making a good investment! Reviewed on: 29th January 2026

Great bank, great Rates.

5
Have been with RCI bank around 3 years due to them Offering a great rate on their 5 years fixed rates. Each time I have had to phone them, which isn’t often they have answered the phone quickly, and their staff have been pleasant, and very helpful to deal with. Reviewed on: 29th January 2026

Easy app & great interest - perfect combination

5
Easy online application, the app is clear and easy to use. The rates on savings excellent. Couldn’t ask for better than that ! Reviewed on: 29th January 2026

Great products and customer service.

5
Great products and customer service. Reviewed on: 29th January 2026

Good rates and simple use.

5
Good rates and simple use. Quick telephone overall a good service Reviewed on: 29th January 2026

It was the best fixed rate 3 year term available at...

5
It was the best fixed rate 3 year term available at the time and was very easy to set up Reviewed on: 29th January 2026

Good rates and very efficient website easy to naviga...

5
Good rates and very efficient website easy to navigate and fast and reliable Reviewed on: 29th January 2026

Helpful and Easy

5
easy to use and helpful when i need to speak to RCI Reviewed on: 29th January 2026

account set up

5
Easy to deal with great customer service Reviewed on: 29th January 2026

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review