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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

153% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

The app and comms are so good - just fab

The app and comms are so good I have not ever had to contact customer service Reviewed on: 11th April 2026

Excellent rates, very easy to deal with.

Excellent rates, very easy to deal with. Reviewed on: 11th April 2026

Easy to use your system.

Easy to use your system. Both depositing and withdrawing are simple even to a man of very advancing years with very limited knowledge of using a computer. (Me!). Good not to be bombarded with constant .message’s attempting to sell stuff I don’t want Reviewed on: 11th April 2026

Market leaders

Straight forward portal. Frequent communication and great interest rates Reviewed on: 11th April 2026

No problems ever.

No problem ever. What more can you say Reviewed on: 11th April 2026

Tech is Simple to use.

Tech is Simple to use. Trusted company, feel like money is safe Reviewed on: 11th April 2026

Excellent fixed rate account..

Very easy to open the account and easy to understand the website. Reviewed on: 11th April 2026

Top Support

I have always found that their rates are better than general market rates. Staff are very helpful when I need their support. Reviewed on: 11th April 2026

Fixed term ISA and Freedom account.

I opened a fixed term ISA and found the process very easy and fast. I also have a freedom account and find it really useful to be able to transfer funds in and out in a matter of minutes. Reviewed on: 11th April 2026

Always efficient.

Always efficient. If I have the need to phone, an answer is always available Reviewed on: 11th April 2026

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