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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very good interest rates products

5
Very good interest rates products compared to others. Easy to use app Reviewed on: 11th April 2026

Good rate of interest.

5
Good rate of interest. Easy to access and monitor via the app Reviewed on: 11th April 2026

Speedy reaction to phone calls.

5
Everytime I have needed help RCI have been excellent. Someone always takes my call and talks me through my problem clearly and precisely. Reviewed on: 11th April 2026

I found the website really helpful in choosing my in...

5
I found the website really helpful in choosing my investment options. Reviewed on: 11th April 2026

I have banked with RCI for several years now.

5
I have banked with RCI for several years now. The rates are very comparable and the online banking is easy to navigate. Reviewed on: 11th April 2026

real time solutions

4
quick response to issues, value for money, no frills just basic banking Reviewed on: 11th April 2026

Easy to set up and competitive rates

5
Easy to set up and competitive rates Reviewed on: 11th April 2026

A good and competitive choice for saving

5
I have saved with RCI for a number of years and always find them to offer a very competitive interest rate, whuch is one of my main concerns. Along with having protection for my saving with the UK scheme. Reviewed on: 11th April 2026

Solid responsibility and clear money management.

5
Solid responsibility and clear money management. Reviewed on: 11th April 2026

Good value products

4
Good value products, competitive rates and very good customer service Reviewed on: 11th April 2026

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