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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
31% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Good saving rates and easy to open online

5
Good saving rates and easy to open online Reviewed on: 10th April 2025

Always good service and excellent communication.

5
Always good service and excellent communication. Reviewed on: 10th April 2025

No better place for your money!

5
I have been an RCI Bank customer for 3 years and have several fixed-rate bonds with them as well as a Freedom Savings Account. A friend who was very satisfied with their service and competitive interest rates recommended that I open an account with them. I have no hesitation in recommending them. Reviewed on: 10th April 2025

Been using RCI for fixed rate savings for a number o...

5
Been using RCI for fixed rate savings for a number of years. Easy to open new accounts, competitive interest rates and you are made to feel your money is secure. Reviewed on: 10th April 2025

Long time customer of the bank.

4
Long time customer of the bank. Products are clear to understand and straightforward to open. Interest rates usually competitive and consistent. Reviewed on: 10th April 2025

Very good bank for savings.

5
Competitive interest rates, varied range of products and good communication. The process for opening accounts is quick, easy and straightforward. Reviewed on: 10th April 2025

easy to contact, fair rates of interest

5
easy to contact, fair rates of interest Reviewed on: 10th April 2025

All transactions are conducted without any hassle.

5
All transactions are conducted without any hassle. Reviewed on: 10th April 2025

Impressed by interest rates, efficiency and communic...

5
Impressed by interest rates, efficiency and communication. Reviewed on: 10th April 2025

RCI Bank meets all my requirements.

5
RCI Bank meets all my requirements. Reviewed on: 10th April 2025

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