Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
31% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (2481)

Never had any issue with RCI.

4
Never had any issue with RCI. Everything has worked for me so I can't really rate customer service as I've never had to contact them Reviewed on: 10th April 2025

Easy, pleasant experience

4
Ease of use and quick process. Good reporting and transparency. Reviewed on: 10th April 2025

Easy to open and understand .

5
Easy to open and understand .I am not good with computers but opening my account was very easy even for me and the interest rate is very good Reviewed on: 10th April 2025

Interest rate among market leaders

4
Smooth transition from previous Fixed Term Savings Account to another - lower interest, but still among market leaders. Reviewed on: 10th April 2025

Great Bank

5
Great products from a trusted company with very friendly and knowledgeable staff Reviewed on: 10th April 2025

Two year fixed rate with monthly interest.

5
Two year fixed rate with monthly interest. Got a good rate Reviewed on: 10th April 2025

Been a customer since the beginning due to the good...

5
Been a customer since the beginning due to the good service Reviewed on: 10th April 2025

Great product.

5
Great product. Very clear website. Easy to navigate between accounts. Reviewed on: 10th April 2025

Easy to use app money transferred quickly

5
Easy to use app money transferred quickly Reviewed on: 10th April 2025

Easy and transparent banking, a bank that competes w...

4
Easy and transparent banking, a bank that competes with the rest Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.87 from 7234 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.85 from 505 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.83 from 167 reviews
    RCI Bank
    View all products