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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good communication, very good rates.

4
Good communication, very good rates. Reviewed on: 22nd March 2025

Online banking is simple to follow.

5
Online banking is simple to follow. Reviewed on: 22nd March 2025

Exceptional Customer Service

5
A few teething problems in setting up our account but the Reviewed on: 22nd March 2025

Hassle free and friendly staff.

5
Hassle free and friendly staff. Thank you so much Reviewed on: 22nd March 2025

Great Fixed Rate Savings Account.

5
Had a great experience with my fixed rate savings account, with my interest paid monthly, on time into my bank account. Reviewed on: 22nd March 2025

Very happy with the ease of opening, the ease of usi...

5
Very happy with the ease of opening, the ease of using the app, the trust I feel with RCI, and the brand in general. Reviewed on: 22nd March 2025

Fair & honest bank.

5
Fair & honest bank. My interest is on time every month unlike other providers who hold on to it. Great rates and good product offerings to choose from. Reviewed on: 22nd March 2025

.up your rates.

5
A good 5 year rate at the time. I do hope you continue to to offer a good 5 year rate. You should also increase you cash ISA rates to make them competitive. Reviewed on: 22nd March 2025

Outstanding

5
I have bet. With RCI Bank for a long time any there customer service is excellent Reviewed on: 22nd March 2025

No problems with RCI, stra forward online banking

5
No problems with RCI, straight forward online banking Reviewed on: 22nd March 2025

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