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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very smooth process opening account and tran...

5
Very smooth process opening account and laterly transferring to a new product Reviewed on: 21st March 2025

Easy to open.

5
Easy to open. Good interest rate. Reviewed on: 21st March 2025

Competitive interest rates and an easy to use app.

5
Competitive interest rates and an easy to use app. I haven’t experienced any problems with the service so far. I’d be happy to recommend RCI bank to friends and family. I’ll be looking to take out further savings products once I’ve accumulated further funds. Reviewed on: 21st March 2025

Good rates on fixed savings products

5
Good rates on fixed. Clean website, works well. Good communications, offers and alternative savings products covering all bases Reviewed on: 21st March 2025

Excellent interest rates.

5
Excellent interest rates. Very smooth and easy opening account process. Would definitely recommend to friends and family Reviewed on: 21st March 2025

Excellent savings rates and the money is paid on time.

5
Excellent savings rates and the money is paid on time. Reviewed on: 21st March 2025

Efficiency

5
Always polite and efficient when I call Reviewed on: 21st March 2025

Easy to set up good communication

5
Easy to set up good communication Reviewed on: 21st March 2025

Excellent intetest

5
An excellent savings account with a good rate of interest. Reviewed on: 21st March 2025

Have a three year fixed account easy to set up and a...

5
Have a three year fixed account easy to set up and access, RCI keep me informed of any relevant data Reviewed on: 21st March 2025

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