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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

I've a fixed term saving account and setting it up t...

I've a fixed term saving account and setting it up the advisor was excellent for me to make my decision. Reviewed on: 21st March 2025

This bank feels a bit different to other banks.

This bank feels a bit different to other banks. Website is very crisp and clear. Messages are dealt with efficiently. Their savings options are good. I would be reluctant to leave. I have recommended them to family. Reviewed on: 21st March 2025

Changing rates so not able to forecast

Changing rates so not able to forecast Reviewed on: 21st March 2025

Decent interest rate with competitors, easy to open...

Decent interest rate with competitors, easy to open accounts online. Would be even better if added an ISA Reviewed on: 21st March 2025

Easy process

Easy process to start saving & an all round pleasant experience. Reviewed on: 21st March 2025

Competitive and professional.

RCI provided a very competitive product and processed our application quickly and accurately. All communication has been polite and helpful and we hope to continue to do business for years to come. Reviewed on: 21st March 2025

Nice people to do business with

Telephoned RCI Bank for information and the telephone was answered promptly and got through the right person first time. Answered my query efficiently and asked if they could do anything else for me. Reviewed on: 21st March 2025

RCI Bank provides excellent service

RCI Bank provides excellent service with friendly staff, seamless online banking, and quick transactions. Their customer support is responsive. It has competitive rates and website is uncomplicated, making banking easy. A trustworthy and customer-focused bank—I highly recommend them for a hassle-free banking experience! Reviewed on: 21st March 2025

Easy on-line banking

Easy on-line banking with great interest rates Reviewed on: 21st March 2025

Very professional service

Very professional service. Extremely competitive interest rates. Reviewed on: 21st March 2025

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