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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,545 reviews, last reviewed 21st Mar 2026
99400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026
Alison H's avatar
Alison H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3545)

would highly recommend this bank.

5
The on line system is easy to follow and when I contacted customer service once, they were extremely helpful Reviewed on: 11th March 2025

An easy to manage online savings account.

5
An easy to manage online savings account. Good options available to make changes to the account on the app. Monthly interest is paid promptly. Transfers in and out of the account are very fast. Overall a very good experience using this account. Reviewed on: 11th March 2025

Excellent interest rates.

5
Excellent interest rates. App very easy to use. Reviewed on: 11th March 2025

Very good communications and easy to use portal

5
Very good communications and easy to use portal Reviewed on: 11th March 2025

Always worked well for me.

4
Always worked well for me. Efficient and ti.ely transactions when needed Reviewed on: 11th March 2025

Paying money in is not as obvious as it could be.

4
Although the email with details on how to pay money in to my new account had all the information I needed, it still wasn't completely obvious how I should fill in the payment details, specifically the account name, which was RCI Bank, rather than my name. Reviewed on: 11th March 2025

Fixed rate savings accounts

5
We have always found the opening of savings accounts very easy to navigate and have no problems Reviewed on: 11th March 2025

never had a problem with this bank always been polit...

5
never had a problem with this bank always been polite and helpful Reviewed on: 11th March 2025

RCI go above and beyond.

5
Very friendly and polite, RCI keep me updated with any changes that my be happening.Good at communicating deals.. Reviewed on: 11th March 2025

No problem at all good service keeps me informed of...

5
No problem at all good service keeps me informed of what I need to know Reviewed on: 11th March 2025

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