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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,545 reviews, last reviewed 21st Mar 2026
99400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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0%
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1%

Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026
Alison H's avatar
Alison H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3545)

Great choice, great service

5
I have been with RCI for several years and have had several products. Always had great service and they have a wide choice of products - highly recommended. Reviewed on: 11th March 2025

Brilliant excellent in every way

5
Brilliant excellent in every way Reviewed on: 11th March 2025

Had accounts for many years.

5
Had accounts for many years. Always excellent Reviewed on: 11th March 2025

Consistent higher rates of interest.

5
Consistent higher rates of interest. Very easy to transfer money and you get a text that your deposit has arrived. Easy to use and well laid out website. Reviewed on: 11th March 2025

My good experience with RCI

5
My experience so far with RCI have been all good. Reviewed on: 11th March 2025

Had no problems opening my account online

5
Had no problems opening my account online Reviewed on: 11th March 2025

Return on investment.

4
Always a competitive interest rate. Reviewed on: 11th March 2025

Very clear website with easy to follow instructions...

5
Very clear website with easy to follow instructions to open the correct account for my needs. Very efficient service provided. Reviewed on: 11th March 2025

I have used RCI for several year for savings, always...

4
I have used RCI for several year for savings, always found them highly compeditive, easy to use and great communications, never had a negetive issue. Reviewed on: 11th March 2025

I opened a savings bond in July 2023.

5
I opened a savings bond in July 2023. Very easy experience both online & using app Reviewed on: 11th March 2025

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