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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

you have a great customer service team

5
you have a great customer service team Reviewed on: 10th April 2026

My experience with RCI bank has been positive - it w...

5
My experience with RCI bank has been positive - it was easy to create an account and the app is easy to navigate. Reviewed on: 10th April 2026

Perfect Fit for my Needs.

5
I needed a fixed rate savings bond that paid Interest into my current account annually. RCI was the only provider I could find that fully matched my needs - any queries I had were quickly and courteously cleared up by their Online Staff, and setting up and managing the account has been straightforward. Reviewed on: 10th April 2026

Opened an on line savings account using mobile app

5
Opened an on line savings NHs account and have used mobile app. When the fixed rate ended, they offered us new options and communicated throughout with great efficiency Reviewed on: 10th April 2026

Excellent interest rates

5
Three years ago RCI Bank offered a great deal of six per cent interest rate for their savings account. They couldn't be beaten. Reviewed on: 10th April 2026

Good value rates and good website.

5
Good value rates and good website. Perfect. Reviewed on: 10th April 2026

Market leader for value packages

5
Easy to set up, great communication, best deals on the market at the time Reviewed on: 10th April 2026

Excellent rates.

5
Excellent rates. I have two fixed term saving accounts with RCI Bank and both are excellent. The accounts were easy to open and I can track them online. Very impressed. Reviewed on: 10th April 2026

Great rates easy app really good service

5
Great rates easy app really good service Reviewed on: 10th April 2026

Great interest rates

5
Comparatively high interest rate and the bank App is user friendly. Reviewed on: 10th April 2026

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