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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
32% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Great online experience.

5
Great online experience. Very impressed with savings rate offered. Reviewed on: 10th April 2025

Very easy set up and good communication.

5
Very easy set up and good communication. Reviewed on: 10th April 2025

No drawbacks

5
So far I've only had positive experiences in my dealings with RCI Bank. It's efficient and convenient. Reviewed on: 10th April 2025

Best Invest

5
They do everything you require, easy yo apply and understand Reviewed on: 10th April 2025

Trouble Free Banking Service

5
Accounts are easy to open and easy to operator. The interest rates are good. Customer service is excellent. Any questions are quickly dealt with by email. Reviewed on: 10th April 2025

Best service and rate

5
I have had a great service from RCI and best interest rate for my fixed savings from last year. Reviewed on: 10th April 2025

Excellent service.

5
Excellent service. No problems with communication. Good saving rates. Reviewed on: 10th April 2025

I have been with RCI for a long while and have alway...

5
I have been with RCI for a long while and have always had excellent customer care and great returns on my investment. Reviewed on: 10th April 2025

Happy customer

5
I’ve been with your bank for over 1,5 years and I am very happy with the service and my saving account. Reviewed on: 10th April 2025

Super simple and the best interest rates

5
It is super simple to operate the account online, the website is so clear, very refreshing. RCI has always given a better interest rate for savings than any of the other banks and building societies I use (at least 14 of them). Reviewed on: 10th April 2025

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