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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 2,944 reviews, last reviewed 1st Feb 2026
43100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Have 3 accounts with RCI absolutely faultless Custo... Have 3 accounts with RCI absolutely faultless Customer service and app is so easy to use Reviewed on: 1st February 2026
Geoff Lee's avatar
Geoff Lee

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2944)

Customer care

5
Their customer care is second to none. I have had occasions to ring their helpline for advice and have always had a good experience with kind, courteous staff. Reviewed on: 28th January 2026
Deborah J's avatar
Deborah J

alwsys informing if best ootions andcrate changesa v...

5
alwsys informing if best ootions andcrate changesa very polite and caring servicr Reviewed on: 28th January 2026
Anthony H's avatar
Anthony H

The team were so helpful setting it up with me and i...

5
The team were so helpful setting it up with me and it’s a really user friendly platform! Reviewed on: 28th January 2026
Oliver B's avatar
Oliver B

Great online bank

5
Very easy to open a new account. Telephone help also available. Reviewed on: 28th January 2026
CT's avatar
CT

Held accounts for several years

5
I have had accounts with RCI for several years, both fixed term 1 & 2 years and easy access saving account. The interest rates given are excellent. On the few occasions that I have had to talk to someone at the bank the service has always been efficient & the personnel friendly and helpful. Reviewed on: 28th January 2026
Sueargue's avatar
Sueargue

Saving Account

5
Easy to open account and pay in money over a period of days. Reviewed on: 28th January 2026
Karen S's avatar
Karen S

Outstanding. Clear advice and support.

5
Clear advice and support. Easy to set up. Reviewed on: 28th January 2026
Teresa M's avatar
Teresa M

Looked after our money well.

5
Looked after our money well. Easy to use website. Reviewed on: 28th January 2026
Catherine S's avatar
Catherine S

Very efficient

5
Good interest rates. Very efficient company. Reviewed on: 28th January 2026
Christine C's avatar
Christine C

How banks should be

5
Happy with service, website, communications and competitiveness of interest rates available. Reviewed on: 28th January 2026
Maeve Sherry's avatar
Maeve Sherry

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