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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Excellent service

5
when I have had to call customer service they have been excellent. Reviewed on: 10th April 2026
Elaine S's avatar
Elaine S

Easy to manage the multiple savings accounts I have...

5
Easy to manage the multiple savings accounts I have with RCI. Reviewed on: 10th April 2026
Anthony Brooke's avatar
Anthony Brooke

Happy Mitch

5
Just top notch in all aspects of your customer service! Reviewed on: 10th April 2026
Mitchell N's avatar
Mitchell N

An excellent savings rate, regular updates regarding...

5
An excellent savings rate, regular updates regarding opening hours. Reviewed on: 10th April 2026
Lisa T's avatar
Lisa T

Good interest rate

5
A good and very competitive rate of interest. Reviewed on: 10th April 2026
Alison 's avatar
Alison

Accessible service and financial benefits

5
Accessible service and financial benefits Reviewed on: 10th April 2026
Robin Gry's avatar
Robin Gry

I am continuing to use RCI for another product

5
This is my second year with fixed term and the rates are good. Now thinking about transferring a maturing ISA into RCA. Have just been talking t RCI and it was a good service and my question was answered. Reviewed on: 10th April 2026
David H's avatar
David H

Good experience when dealing with RCI

5
Good experience when dealing with RCI Reviewed on: 10th April 2026
Grenville G's avatar
Grenville G

Great fixed term savings account

5
Very easy to set up my fixed rate savings account. The website is clear and easy to navigate. RCI Bank was recommended by Money Saving Expert as one of the best available fixed rate savings accounts. I have been impressed by the clarity of information and communication. Reviewed on: 10th April 2026
Amanda B's avatar
Amanda B

Very easy to use website and well designed app.

5
Very easy to use website and well designed app. Quick transaction, competitive rate, and it doesn't take long to get connected on the phone! Reviewed on: 10th April 2026
Y Penrose's avatar
Y Penrose

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