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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Love the app.

Love the app. Easy access to money and balance. Good interest rate and positive updates Reviewed on: 11th March 2025

My experience with RCI Bank has been good good.

My experience with RCI Bank has Bern good. I have had exceptional customer service and care of my account. I have always been notified with any changes. RCI Bank is always reliable and friendly. I have never had any problems with withdrawal of the money. I require.. Yes. I am happy with RCI Bank. Reviewed on: 11th March 2025

Good interest rate.

Good interest rate. Easy to operate Reviewed on: 11th March 2025

Good clear advice.

Good clear advice. Trustworthy. Responds quickly to queries. Reviewed on: 11th March 2025

simple and easy to use online service

simple and easy to use online service Reviewed on: 11th March 2025

Stress free banking experience with excellent rates.

Stress free banking experience with excellent rates. Reviewed on: 11th March 2025

Good fixed rate investment offered

Good fixed rate investment offered Reviewed on: 11th March 2025

Easy to use , good service.

Easy to use , good service. Phone APP easy to use and has all the information i need Reviewed on: 11th March 2025

A superb Bank with great investment options

I have saved with RCI on numerous occasions for Fixed Term Bonds. So easy to set up, clear policies and superb efficiency of payments. Thoroughly recommend RCI. Reviewed on: 11th March 2025

Good - all round

Website is very easy to navigate - unlike that of some banks! - and on the once occasion I needed to call, staff very helpful. Interest rates are comparable and I like the speed with which withdrawals appear in my current account Reviewed on: 11th March 2025

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