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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Very easy to set up 2 fixed rate savings accounts, e...

Very easy to set up 2 fixed rate savings accounts, easy to manage online and a simple user interface. Reviewed on: 11th March 2025

RCI account delivers as promised

My account with RCI has done everything I expected of it. The customer service from RCI agents has been both efficient and effective. Reviewed on: 11th March 2025

easy to access and navigate on line.

easy to access and navigate on line.very good rate of interest. Reviewed on: 11th March 2025

Great comms, easy to deal with, good rates.

Great comms, easy to deal with, good rates. Reviewed on: 11th March 2025

Easy Smart Banking!

Easy and clear online products which are even easier to activate also clear and precise communication throughout the processes. Excellent Reviewed on: 11th March 2025

Very good online platform and customer service at al...

Very good online platform and customer service at all times Reviewed on: 11th March 2025

Easy to deal with and good interest rates on savings...

Easy to deal with and good interest rates on savings Reviewed on: 11th March 2025

ISA would be the cherry on top of the cake

I like dealing with the RCI Bank and hold several accounts with them. It's easy to access, all instructions are clear and the bank offers a wide range of options to choose from. However, expanding these options to introducing an ISA would be a real bonus. Reviewed on: 11th March 2025

Great experience with RCI Bank

I have had nothing but good service from RCI Bank , I have fixed rate account so I don’t really need much contact , but when I have had contact everything is fine , my monthly interest is always paid on time , and the interest rates were very good when I opened my account . Reviewed on: 11th March 2025

Superb service

Always first class service,very competitive rates on savings accounts Reviewed on: 11th March 2025

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