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RCI Bank: Fixed term savings account reviews

View other RCI Bank products
4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Competitive savings rates

5
Competitive savings rates, easy to use website and app, Reviewed on: 11th March 2025
Michael C's avatar
Michael C

I have absolutely no complaints about RCI ..

5
I have absolutely no complaints about RCI - what they promise, they follow up. Reviewed on: 11th March 2025
Judith R's avatar
Judith R

Prompt respose.

5
Prompt respose to query about a joint account. Competitive interest rate,. Easy to use website. Reviewed on: 11th March 2025
Philip B's avatar
Philip B

Clear and easy online banking.

5
Clear and easy online banking. Competitive interest rates on all savings accounts. Reviewed on: 11th March 2025
David B Collingham's avatar
David B Collingham

Great bank

5
Easy to use app and web portal. Great updates and communication. Hassle free. Everything you need from an online bank. Both my wife and I are customers and very happy. :-) Reviewed on: 11th March 2025
Nick M's avatar
Nick M

Very easy to use app

5
Very pleased with the speed of transaction through the app. Information is easily accessible and easy to understand. Reviewed on: 11th March 2025
Simon B's avatar
Simon B

Excellent

5
Super easy to deal with, great rates and IT that actually works Reviewed on: 11th March 2025
alasdair a's avatar
alasdair a

A very easy Bank to deal with as every time I contac...

5
A very easy Bank to deal with as every time I contact them everything is clear and straightforward Reviewed on: 11th March 2025
Mrs J's avatar
Mrs J

Easy to open account, and competitive rates.

5
Easy to open account, and competitive rates. Reviewed on: 11th March 2025
Anita G's avatar
Anita G

Always kept updated about my savings

4
Always kept updated about my savings Reviewed on: 11th March 2025
Mrs D Tolfts 's avatar
Mrs D Tolfts

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