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RCI Bank: Fixed term savings account reviews

View other RCI Bank products
4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Have had no problems with RCI.

5
Have had no problems with RCI. Easy website to use, messaging service works well. Fair interest rates. Reviewed on: 11th March 2025
Customer's avatar
Customer

I am extremely happy with the service I receive my i...

5
I am extremely happy with the service I receive my interest from them on time Reviewed on: 11th March 2025
Linda O's avatar
Linda O

Great experience in all respects.

5
I have had a RCI Bank : Fixed Term Savings Account for many years and have always enjoyed an excellent experience, the account has very competitive interest rates and excellent customer service at all times. Reviewed on: 11th March 2025
Martyn Robinson-Slater's avatar
Martyn Robinson-Slater

Phone answered quickly and pleasant employee answere...

5
Phone answered quickly and pleasant employee answered efficiently & spoke clearly Reviewed on: 11th March 2025
Caroline B's avatar
Caroline B

Easy to open new savings online - no hassle at all.

5
Easy to open new savings online - no hassle at all. Account was set up quickly with no errors and easy to transfer funds into it. Reviewed on: 11th March 2025
Ian H's avatar
Ian H

Great product, great service.

5
Great product, great service. I will use them again. Reviewed on: 11th March 2025
David N's avatar
David N

Registering was easy.

5
Registering was easy. The app is also easy to use. Reviewed on: 11th March 2025
Ann Allan's avatar
Ann Allan

Just another simple review

5
It's been nice. Can't complain. This is my first time saving with them and it's been smooth sailing since I made my first deposit. Reviewed on: 11th March 2025
topghetto's avatar
topghetto

Good rate of interest.

5
Good rate of interest, easy and quick to manage. Reviewed on: 11th March 2025
John Eckersley's avatar
John Eckersley

The ease and simplicity of opening an account would...

5
The ease and simplicity of opening an account would be the main reason for recommending RCI Bank. I have never had any issues and questions are answered promptly. Reviewed on: 11th March 2025
John C's avatar
John C

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