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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3195 reviews)

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4.88

Based on 3,195 reviews, last reviewed 12th Mar 2026

66600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

GREAT BANK TO DEAL WITH Great rates, variety of savings options, easy to set up and great communication. A lot better than your average high street bank Reviewed on: 12th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3195)

Excellent Savings account

Excellent Savings account and the bank is first rate to deal with Reviewed on: 17th January 2022

Good customer service and interest rates

RCI have good customer service and has better interest rates on the fixed accounts, than most other banks Reviewed on: 17th January 2022

Fantastic!

I took out a fixed term savings account with RCI two years ago. I did it because the rate was very good and the reviews were excellent. I have not been disappointed. From the opening process to accessing the account online to the renewal process it’s been an excellent experience. Every point of contact (online and personal) has made the experience painless, unlike other accounts I have had for the same period. I have just reinvested all the money with RCI based on the great experience I’ve had over the last two years Reviewed on: 17th January 2022

Professional & human bank

I had several investments not due to mature and we had a financial crisis & RCI were very understanding and allowed us to withdraw all our funds immediately with consequences. They are a listening bank & now we have reinvested with RCI. Reviewed on: 17th January 2022

No Hassel good interest rates

Website and account very easy to use. Reviewed on: 17th January 2022

Customer awareness

RCI are always proactive in keeping their investors aware of current situations and appear to be in tune with what customers need to know. Reviewed on: 17th January 2022

Easy to Use

I have found the online platform offered by RCI very easy to use. Reviewed on: 17th January 2022

Good bank with a personal touch

RCI bank understands the needs of ordinary people and try to add a personal touch to their customers Reviewed on: 17th January 2022

Competitive interest rates

No problem at all dealing with this bank. Competitive interest rates. No problems incurred Reviewed on: 17th January 2022

Great Service

RCI are great with a good return on investment. Reviewed on: 17th January 2022

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