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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Competitive rates, easy to open and manage

5
Competitive rates, easy to open and manage Reviewed on: 11th March 2025

As a ,long time customer I have always been happy wi...

5
As a ,long time customer I have always been happy with the service.iwill continue to save with them Reviewed on: 11th March 2025

A smart bank.

5
Good efficient service, keep you up to date. Good app. Reviewed on: 11th March 2025

Very efficient service.

5
Very efficient service. The team are very professional and friendly. Reviewed on: 11th March 2025

They have kept my money safe and have decent returns.

5
They have kept my money safe and have decent returns. Reviewed on: 11th March 2025

Clear website, good interest rates.

5
Simple and clear online experience, easy to navigate. Good choice of savings products. Better than average interest rates for savers. Reviewed on: 11th March 2025

I hold an account with RCI and find it easy to acces...

5
I hold an account with RCI and find it easy to access the latest regarding my account Reviewed on: 11th March 2025

Good savings accounts

5
Offers a variety of savings accounts with good interest rates Reviewed on: 11th March 2025

Excellent bank

5
Service from RCI bank has always been prompt. Account opening especially was smooth and easy. Good interest rate also for my savings. Reviewed on: 11th March 2025

Excellent savings rates and great online app.

5
Offer good savings rates and very easy to transact with. Excellent online app gives you all the info required. Reviewed on: 11th March 2025

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