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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Maintain higher interest rates than most providers

5
Maintain higher interest rates than most providers Reviewed on: 11th March 2025

Great value and great at communicating

5
Great value and great at communicating Reviewed on: 11th March 2025

Applying and managing

5
Easy on line application. But when I needed to speak to some, spoke to a real person who was very helpful. Reviewed on: 11th March 2025

Very good experience investment in your bank for me

5
Very good experience investment in your bank for me Reviewed on: 11th March 2025

Well Informed

5
I well informed. of how my account is fairing and any changes that affect that. The style, content and readability of their communications (mostly email) is very easy to digest. I hear from them on a very regular basis and this is good because the world changes so fast these days. I have been a customer for a long time now and never had any reason to complain about the service they offer. Reviewed on: 11th March 2025

Fantastic rates, great efficient service

5
Fantastic rates, great efficient service Reviewed on: 11th March 2025

Highly recommend

5
Excellent choices together with excellent customer service, faultless Reviewed on: 11th March 2025

all good .

5
all good . Easy to set up and felt safe Reviewed on: 11th March 2025

Online experience was very good, well explained and...

5
Online experience was very good, well explained and helpful. Reviewed on: 11th March 2025

All fine

5
All working perfectly. No hassles. No need for me to worry about these savings. Reviewed on: 11th March 2025

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