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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

59% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy online account process

RCI provides and easy online account selection and application process. Interest can be paid out into any other bank.The customer application and web based account mangement system is easy to use and intuitive. Reviewed on: 11th March 2025

Always receive prompt service and provide competitiv...

Always receive prompt service and provide competitive rates. The website layout is well set up and provides clear and precise information on all your accounts Reviewed on: 11th March 2025

Worth investing in this institution

Good experience so far no issues experienced Reviewed on: 11th March 2025

Great Support and Ease of Set Up

The application was a very straightforward process, despite being an LPA account. Your advisors are absolutely lovely and are so patient and helpful (and they actually action things that they say they will). Reviewed on: 11th March 2025

Confidence-inspiring bank.

RCI have been attentive, dependable and I have been happy in returning to them with my savings. Reviewed on: 11th March 2025

Top saving bank.

RCI bank has favourable rates on there saving accounts. It’s really easy to set up, You can monitor your accounts via an app and the customer service on the phone was really responsive and good. Reviewed on: 11th March 2025

I trust em !

Been with RCI now for a number of years now and I have felt confident throughout with everything they do I especially like the notifications when making transfers as it’s reassuring to know your money is going were you send it or receive it . Reviewed on: 11th March 2025

Excellent products

Excellent products and easy to deal with company. Reviewed on: 11th March 2025

Great rates, great service......

Great rates, great service - never had any problems with this bank. Reviewed on: 11th March 2025

Peace of Mind

Easy to understand and very easy to contact. Reviewed on: 11th March 2025

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