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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

60% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Really good rates on my fixed term savings

Really good rates on my fixed term savings Reviewed on: 11th March 2025

Now on 3rd & 4th bonds

I have two 5-year RCI bonds, my 3rd & 4th, which tells you all you need to know. Consistently competitive rates, easy to use website & keeps customers informed. Reviewed on: 11th March 2025

In one word, excellent experience.

I have been investing with RCI for the last 5/6 years. I trust this bank. I get all the help required whenever I want. Reviewed on: 11th March 2025

Always there to help

Always there to help, never have any problems with the service happy to help Reviewed on: 11th March 2025

Reliable, communicative, good interest rates, Easy

Reliable, communicative, good interest rates, Easy to use online Reviewed on: 11th March 2025

No problems with communication.

No problems with communication. Saving rates good. Reviewed on: 11th March 2025

Excellent, easy to set up and manage account.

Excellent, easy to set up and manage account. Great interest rate. Good communication by email. Money can easily be paid in or withdrawn without financial or time penalty. Already recommended to family and friends. Reviewed on: 11th March 2025

Very reliable Service that you can always trust.

Very reliable Service that you can always trust. Reviewed on: 11th March 2025

Easy to access and flexible,just what we want from a...

Easy to access and flexible,just what we want from a bank and very competitive rates. Reviewed on: 11th March 2025

Excellent rates offered for staying with RCI.

Excellent rates offered for staying with RCI. No problem renewing fixed term account on line. Will refer friends and family who are choosing to invest any savings both short and long term. Reviewed on: 11th March 2025

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