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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,305 reviews, last reviewed 13th Mar 2026
77100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Competitive rates and very easy to invest and manage... Competitive rates and very easy to invest and manage online. Reviewed on: 13th March 2026
Fry Bordean's avatar
Fry Bordean

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3305)

Excellent bank

5
Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022
Sophmeg's avatar
Sophmeg

Best fixed term rates.

5
I get the best fix term rates with RCI and I find them very professional and courteous in my dealings with them. Reviewed on: 17th January 2022
Leslie Gorvy's avatar
Leslie Gorvy

High interest ,reliable execution

5
Just before interest rates hiked,i managed to park some money with RCI's fixed rate saver. Interest,tracking,withdrawals all proceeded as expected. Reviewed on: 17th January 2022
Tom's avatar
Tom

Great rate

5
Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022
Marjorie Errington's avatar
Marjorie Errington

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022
Kevin Newport's avatar
Kevin Newport

My fixed savings account

5
Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022
Lee's avatar
Lee

Very pleased with RCI Bank

5
Very good always keep you informed app not to complicated Reviewed on: 17th January 2022
steven oatey's avatar
steven oatey

Interest rates

5
Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022
Annette Langham's avatar
Annette Langham

GOOD BANK TO SAVE

5
The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022
R from bham's avatar
R from bham

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022
Neil Wilson's avatar
Neil Wilson

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