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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
60% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Simplicity itself

5
Simple to set up and manage the account through the app at any time of day or night. Reviewed on: 11th March 2025

I needed to reset my password - lovely customer serv...

5
I needed to reset my password - lovely customer service - nothing too much trouble and they actually sound happy Reviewed on: 11th March 2025

very efficient and good interest rates and easy to r...

5
very efficient and good interest rates and easy to read online Reviewed on: 11th March 2025

good website

5
Find the website easy to use and telephone support has always been good. Reviewed on: 11th March 2025

Keeping me informed and up to date is crucial to my...

5
Keeping me informed and up to date is crucial to my needs. I particularly like the savings account. Reviewed on: 11th March 2025

Excellent service

5
Great rates for savings accounts and easy to set up online Reviewed on: 11th March 2025

RCI great service all round !!

5
Great products, good interest rates, easy web site/ portal. Really pleased with my first, but not last, investment with RCI. Reviewed on: 11th March 2025

Great bank to do business with

5
Have 2 savings bonds with RCI which were opened with ease and monthly interest is received promptly every time Reviewed on: 11th March 2025

Very god very efficient god rate of interest

5
Very god very efficient god rate of interest Reviewed on: 11th March 2025

Great range of products

4
The range of product services on offer and market leading rates is appealing to me as a customer. Reviewed on: 11th March 2025

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