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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

60% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Very nice experience.

Very nice experience. No hassle or worries. Reviewed on: 11th March 2025

Good service when I have needed it.

Good service when I have needed it. Reviewed on: 11th March 2025

RCI have, or at least had some of the best medium te...

RCI have, or at least had some of the best medium term fixed rate bonds, by quite a large margin. Reviewed on: 11th March 2025

Used RCI for a while, easy to use, great experience.

Used RCI for a while, easy to use, great experience. App is slick. Reviewed on: 11th March 2025

A great bank with some lovely bank accounts

A great bank with some lovely bank accounts Reviewed on: 11th March 2025

Always save with RCI fixed rate savings,

Always save with RCI fixed rate savings, always give good rates. Never have any problems, great company. Reviewed on: 11th March 2025

Easy online use.

Easy online use. Good rates. Excellent customer service Reviewed on: 11th March 2025

Good rate of interest and a monthly option

Good rate of interest and a monthly option Reviewed on: 11th March 2025

Great communication in writing and in person.

My fixed term bond recently came up to end. I had lots of notice about this, and was able to take time to consider my options. I spoke to customer service, as I am not the most sophisticated investor and found the conversation really helpful in explaining all the differences. Reviewed on: 11th March 2025

RCI IS GREAT

easy to use app and customer friendly. Reviewed on: 11th March 2025

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