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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

60% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Account Opening

Account openinw was easy and monthly interest credited is prompt. Reviewed on: 11th March 2025

Easy to open a fixed term savings, kept informed at...

Easy to open a fixed term savings, kept informed at every stage Reviewed on: 11th March 2025

RCI provide competitive online savings account with...

RCI provide competitive online savings account with an app that is easy to use and navigate. Email communications are timely and informative. Reviewed on: 11th March 2025

No problems at all

No problems at all with customer service. Easy to open and manage account Reviewed on: 11th March 2025

Opening online account is a breeze.

Opening online account is a breeze. Interest rates are very competitive and the app is simplistic and uncomplecated to use. Reviewed on: 11th March 2025

Good for Saving Account

I have had my saving with RCI Bank and they provided the best rates at the time. Reviewed on: 11th March 2025

A very good option for 'spare cash'

A very good option for 'spare cash' Reviewed on: 11th March 2025

Had no issues and easy to use.

Had no issues and easy to use.Transferes are usually quick. Reviewed on: 11th March 2025

Hassle-free Savings Accounts

Everything has run smoothly since I opened the savings account and I know my money is in safe hands Reviewed on: 11th March 2025

Web site easy to manage, regular updates by email.

Web site easy to manage, regular updates by email. Staff helpful and knowledgeable on the phone. Reviewed on: 11th March 2025

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