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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

top bank

5
At the time of investment you were the bank with the best all round,interest rates,convenience fast and responsive service all done with maximum efficiency and customer support. Reviewed on: 11th March 2025

very good

5
easy to deal with and good rates Reviewed on: 11th March 2025

Generally positive, good rates and I’ve not had any...

3
Generally positive, good rates and I’ve not had any issues so far Reviewed on: 11th March 2025

Excellent rates and communication

5
Excellent rates and communication Reviewed on: 11th March 2025

Good rate of interest , easy to set up

4
Good rate of interest , easy to set up Reviewed on: 11th March 2025

Joined RCI Bank, competitive rates, smooth and secur...

5
Joined RCI Bank, competitive rates, smooth and secure transition and communicate well. Had an issue with App not opening and customer services sorted it with minimal wait time Reviewed on: 11th March 2025

Clear and easy to use - great!!

5
Very easy via the Internet both to obtain information (clearly set out) and to open an account. Reviewed on: 11th March 2025

Ainscoughs

5
Great service.and.return on money invested Reviewed on: 11th March 2025

It's been straight forward and the fact I've had lit...

5
It's been straight forward and the fact I've had little touch points would indicate that the process workd Reviewed on: 11th March 2025

Easy to open

5
It was so.simple to open my account and manage it Reviewed on: 11th March 2025

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