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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

59% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Five years on and still saving with RCI

I have been saving with RCI for nearly five years now and have found the whole process of applying and managing the accounts very easy and the savings rate to be very competitive. Reviewed on: 11th March 2025

Good website and on line banking is easy.

Good website and on line banking is easy. Reviewed on: 11th March 2025

Always been excellent.

Always been very good. Internet banking easy to use. We have had many years of good service. Reviewed on: 11th March 2025

Great value

Easy to use web site. Good communications. Good interest rates. Reviewed on: 11th March 2025

Great experience with RCI Bank

All has been great, from ease of using the website to friendly customer service, and with great interest rates as well! I have two types of accounts with RCI bank and would be happy to recommend them to others. Reviewed on: 11th March 2025

Easy online access best rates

Easy on line apps and good communication over the phone and secure banking which is important these days with best rates for savers Reviewed on: 11th March 2025

Easy to use, simple and understandable.

Easy to use, simple and understandable. The only issue I had was a couple of years ago when you didn't honour an interest rate change Reviewed on: 11th March 2025

excellent online capability ...

excellent online capability and easy process for navigating your account and following the key info. Reviewed on: 11th March 2025

Satisfied Customer

I feel I am a valued customer and am fully satisfied. Have made several investments without any problems. Reviewed on: 11th March 2025

RCI Bank review.

RCI Bank is superb, I get regular updates so communication is excellent. The app is excellent, all in all I cannot praise them enough. Reviewed on: 11th March 2025

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