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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,340 reviews, last reviewed 13th Mar 2026
80300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

I got a good rate of interest. I got a good rate of interest. It was simple to set up an online account Reviewed on: 13th March 2026
Bob's avatar
Bob

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3340)

Highly recommended

5
Extremly easy process and clear advice - safe and decent return Reviewed on: 17th January 2022

Excellent in all respects.

5
Always a pleasure to deal with in a professional manner. Reviewed on: 17th January 2022

Satisfied customer

4
Very happy with service and easy access to banking via online banking Reviewed on: 17th January 2022

Good bank for yoursavings

5
Got a good rate on my 2 year bond which was good when market rates were going down Reviewed on: 17th January 2022

Saver bank of the year

5
Simple , no-nonsense bank and good saving rates . Reviewed on: 17th January 2022

Excellent bank

5
Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Best fixed term rates.

5
I get the best fix term rates with RCI and I find them very professional and courteous in my dealings with them. Reviewed on: 17th January 2022

High interest ,reliable execution

5
Just before interest rates hiked,i managed to park some money with RCI's fixed rate saver. Interest,tracking,withdrawals all proceeded as expected. Reviewed on: 17th January 2022

Great rate

5
Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022

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