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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3370 reviews)

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4.89

Based on 3,370 reviews, last reviewed 13th Mar 2026

83200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Fixed rate savings simple & uncomplicated Was simple to do. Product fully described and security questions straight forward. Reviewed on: 13th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3370)

Simple fixed interest savings account

The account was easy to set up, and pays monthly interest to my current account. At the time, the interest rate was competitive. Reviewed on: 17th January 2022

Fixed Terms Savings Account

Seamless experience and very competitive rates as well. Reviewed on: 17th January 2022

Clearly defined types of accounts

I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022

Good interest rates and good to deal with

I have had a number of fixed rate accounts with RCI Bank and have been very happy with the service and interest rates Reviewed on: 17th January 2022

Efficient online savings account

Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022

Excellent bank.

Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022

friendly and efficient

Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022

A bank you can trust

Been with RCi for 4 years now, easy to use throughout. No issues Reviewed on: 17th January 2022

Highly recommend RCI Bank

I found it very easy to open my online account with RCI Bank. When I had a couple of queries, the phone was answered quickly and the advice given was friendly and helpful. Reviewed on: 17th January 2022

Very easy and effective to us

A good solution for opening accounts with new entities. Good website giving access to all information needed Reviewed on: 17th January 2022

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