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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Great plain speak instructions to invest

5
Great plain speak instructions to invest Reviewed on: 11th March 2025

User friendly online banking, good communication and...

5
User friendly online banking, good communication and competitive saving rates Reviewed on: 11th March 2025

Great rate and straight forward operation.

5
Great rate and straight forward operation. I particularly like the app ....so quick and easy to see my balance etc Reviewed on: 11th March 2025

Straightforward application

4
Straightforward online application and management account. I chose it for its good interest rate. Reviewed on: 11th March 2025

VERY EASY AND HELPFUL IN OPENING A FIXED TERM ACCOUNT

5
VERY EASY AND HELPFUL IN OPENING A FIXED TERM ACCOUNT Reviewed on: 11th March 2025

Simple and great easy to use app very pleased

5
Simple and easy to use app very pleased Reviewed on: 11th March 2025

RCI has rates that out perform some leading banks.

5
Looking to bank savings RCI intrest rates stood shoulder to shoulder with the best rates on offer. Reviewed on: 11th March 2025

They are an excellent company.

5
They are an excellent company. They offer excellent rates on savings and easy to set up savings accounts. They kept me updated at every point from account opening and letting me know when money had been transferred at point of maturity. Reviewed on: 11th March 2025

Easy set up of account,very clear explanation and su...

5
Easy set up of account,very clear explanation and support at all times Reviewed on: 11th March 2025

Setting up online savings was easy.

5
Setting up online savings was easy, and payments in worked quickly and easily. Reviewed on: 11th March 2025

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