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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good interest rates and an excellent website and app.

5
Good interest rates and an excellent website and app. Reviewed on: 11th March 2025

very easy to set up and good interest rate.

5
very easy to set up and good interest rate. I cannot be more happy than that. Reviewed on: 11th March 2025

Consistently good, interest rates are competitive

5
Consistently good, interest rates are competitive Reviewed on: 11th March 2025

Easy app to use, good rates of interest.

5
Easy app to use, good rates of interest. Very pleased Reviewed on: 11th March 2025

Happy results.

5
I was looking to re- invest some matured funds from another source and after researching possible banks I decided on RCI not only for their industry beating top rates but also for the positive feedback given by existing and past clients. I secured a 3 year fixed rate bond and I am very happy with the outcome. Reviewed on: 11th March 2025

So easy to open and maintain accounts nd great servi...

5
So easy to open and maintain accounts nd great service and communication Reviewed on: 11th March 2025

Good range of products, with excellent customer service

5
A good range of banking products, competitively priced, well serviced, and with very good customer service. I am entirely satisfied with RCI Bank and its customer service. Reviewed on: 11th March 2025

Interest payment

5
Prompt payment at all times of the interest Reviewed on: 11th March 2025

Easy time

5
A smooth ride so far no issues or any reason to complain Reviewed on: 11th March 2025

RCI are the best!

5
It is very easy to manage my account via the app and the interest rates are competitive. Reviewed on: 11th March 2025

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