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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
59% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

You get the feeling that RCI are actually on your side.

5
You get the feeling that RCI are actually on your side. Very easy to operate via website or app. Good customer phone support. Competitive interest rates. Reviewed on: 11th March 2025

The RCI Bank is an excellent bank very easy to use t...

5
The RCI Bank is an excellent bank very easy to use the app with good interest rates Reviewed on: 11th March 2025

Teething problems

5
We had a few teething problems setting up our account but the Customer Service was exceptional and the issues were resolved. Reviewed on: 11th March 2025

When looking for someone to save or invest with RCI...

5
When looking for someone to save or invest with RCI make it easy for you Reviewed on: 11th March 2025

Website very intuitive and easy to use.

5
Website very intuitive and easy to set up a new account. Competitive interest rates and good choice of different savings accounts. Great feedback at all stages of using this account. Reviewed on: 11th March 2025

Excellent interest rate and product fit for my needs.

5
Excellent interest rate and product fit for my needs. It was easy to set up and manage via the app. Reviewed on: 11th March 2025

Great service

5
The account was really easy to set up, instructions have been clear and well communicated. End of term the account options were given and I have loved their customer service so much I decided to renew. Reviewed on: 11th March 2025

Good service

5
Never had any problems. Always been informed of any changes. Reviewed on: 11th March 2025

Excellent online service !

5
Excellent online service ! Very pleased to have found Reviewed on: 11th March 2025

On line banking is made it easier to access account...

5
On line banking is made it easier to access account information Reviewed on: 11th March 2025

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