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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,390 reviews, last reviewed 13th Mar 2026
84900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Can’t fault them! Since being with the bank, they have consistently been excellent and always responsive to queries. Can’t fault them! Reviewed on: 13th March 2026
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PH

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3390)

Very reliable and accomodating.

4
I have found rci bank very easy to invest with and exremely professional with an excellent online facility. Reviewed on: 17th January 2022
John Potts's avatar
John Potts

Offer very good rates of interest to savers

4
I have been with RCI Bank for a number of years and found them a first class Bank. Reviewed on: 17th January 2022
pierrestent@talktalk.net's avatar
[email protected]

Excellent service

5
Easy online app, excellent customer service via phone when I had made a few mistakes transferring to new account. Can't fault RCI in any way. Reviewed on: 17th January 2022
John McGuire 's avatar
John McGuire

Good all round bank

5
Never had a problem with this bank . Correspondence is first class. Friendly and helpful in every way. Reviewed on: 17th January 2022
Stuart Rae's avatar
Stuart Rae

Good all round service

4
I’ve been with RCI Bank for a couple of years now. Service has been good with no issues at all. Reviewed on: 17th January 2022
paul mcqueen's avatar
paul mcqueen

Good banking

5
Efficient, friendly, reliable. Easy to use website. Reviewed on: 17th January 2022
Peter White's avatar
Peter White

Good rate

5
Easy to use and access with a good rate of interest and FSCS protectio Reviewed on: 17th January 2022
Paul Matthews's avatar
Paul Matthews

Brilliant customer service

5
Always prompt to answer your call for any queries. Interest rates are competitive. Reviewed on: 17th January 2022
Diane Lonsdale's avatar
Diane Lonsdale

Very good online savings account.

5
Reasonable savings rate in these times. Easy to use online. Pays interest monthly. Overall very pleased with the service. Reviewed on: 17th January 2022
Rob Barnish's avatar
Rob Barnish

Easy to deal with and great interest rates

5
Unlike some RCI has simple but effective processes for new investors and when I invested they were leading the way on interest rates. Reviewed on: 17th January 2022
Hugh Billot's avatar
Hugh Billot

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