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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

I find it quite satisfactory and keeps in touch with...

I find it quite satisfactory and keeps in touch with me Reviewed on: 10th March 2025

Great experience opening a new account

Great experience opening a new account Reviewed on: 10th March 2025

Setting up a new savings account

Setting up my savings account was very straightforward, expedited in a timely manner and stress free. Reviewed on: 10th March 2025

Always have good service when fixed term savings acc...

Always have good service when fixed term savings account due to mature with clear available options. When opting to take interest paid into linked account within timeline. Reviewed on: 10th March 2025

Very pleased with RCI

Very pleased with RCI - they always seem to have top rates and I have had many fixed and easy access accounts with them. Reviewed on: 10th March 2025

Very easy to set up and efficient service also every...

Very easy to set up and efficient service also everything as very clearly explained benefits and terms and conditions of the account. Transfer of funds was easily explained if worried. Really recommend. Reviewed on: 10th March 2025

Luckily I made my deposits when rates were at their...

Luckily I made my deposits when rates were at their peak, so my experience is extremely positive. Even when rates were less appealing, RCI offered competitive rates, albeit not quite matching the best. Reviewed on: 10th March 2025

The website is very easy to navigate and understand.

The website is very easy to navigate and understand. They offered very good interest on savings. Reviewed on: 10th March 2025

Good online bank account.

Quite straight forward opening account and depositing money. Customer services keep you informed and on top of all that - good interest rates! Reviewed on: 10th March 2025

Very good.

Very good. Easy to deal with. Very user friendly online service. Very friendly telephone service. I particularly admire the logo. I like how the letters look together. Reviewed on: 10th March 2025

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