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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3959 reviews)

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4.89

Based on 3,959 reviews, last reviewed 20th Apr 2026

137900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

Secure savings

Easy set up,easy access complete confidence my money is doing the best it can in difficult times to top up my low state pension while keeping my capital safe Reviewed on: 18th January 2022

Investment and subsequent monthly income

Investment was very straightforward and subsequent monthly income happened seamlessly which, as a pensioner, was very much appreciated. Update emails are sent regularly which are also welcome. Thanks you RCI. Reviewed on: 18th January 2022

Easy to deal with

Easy to deal with. Answers the telephone quickly. Reviewed on: 18th January 2022

2 year fixed deal with 1.65% interest

I have had no problems contacting RCI nor in accessing details of my account and would recommend RCI to anyone with regard to investment. Reviewed on: 18th January 2022

Good savings rates

Efficient bank who rewards customers for their loyalty Reviewed on: 18th January 2022

Straightforward, good rate.

Easy to open and manage the account online. Reviewed on: 18th January 2022

Great Service

The bank is easy to deal with and can be contacted easily if you need help. Good interest rates compared to other similar establishments. Reviewed on: 18th January 2022

Good return no hassle

Invested in a 5 year bond at a very good rate with no administrative hassle to contend with and annual confirmation of value achieved. Reviewed on: 18th January 2022

A straightforward investment with reasonable interest

Account easy to setup and looks after itself for the duration of the deal Reviewed on: 18th January 2022

Great bank

Very competitive rates for instant access and fixed rate accounts. Very easy to apply. Well laid out site for managing the accounts. RCI are very good at giving updates and notifications via SMS. Cannot find a fault with them. Reviewed on: 18th January 2022

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